Honest & Competent Financial Advice

Financial planning is an ongoing process to help you make sensible decisions about money.
It’s not about buying more products, but about getting the correct ones to help you achieve your life goals.

Broadly-speaking, we cover 4 big areas of Financial Planning: 

 

  • Wealth Protection 
  • Wealth Accumulation 
  • Wealth Management 
  • Wealth Distribution
WEALTH PROTECTION
Safeguarding what you have and your future worth
WEALTH ACCUMULATION
Growing what you have
WEALTH MANAGEMENT
Optimising what you have
WEALTH DISTRIBUTION
Passing on what you have
Our 6-Steps Financial Planning Process:

Discovery Meeting (STEP 1)

At your first meeting, you will learn about what to expect from the financial planning process and our services. Your adviser will ask about your financial situation, budget, risk attitudes, and also review your current policies and establish your personal and financial goals.

Gap Analysis (STEP 2)

Your adviser will then assess the shortfall between your current finances and your desired goals (eg. how much do you need to enjoy a comfortable retirement?)

Planning and Solutions (STEP 3)

Back to the drawing board, your adviser, working with various departments such as our in-house Investment Team, will analyze, compare and develop a balanced financial “route map” of stepping stones to reach your specified goals. ​

Presentation of Recommendations (STEP 4)

Recommendations will be proposed for your review to make an informed decision.

Implementation (STEP 5)

After selecting your plans, your adviser will help you with the application process.

Periodic Review and Update (STEP 6)

You will receive periodic reviews or investment updates from your adviser. As life stages change, financial goals evolve. Helping you to think, plan and tick off your lifetime checklist of financial goals, is a lifelong partnership we strive to achieve.